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VA loans are a powerful lending option giving Veterans, active-duty service members,
and surviving spouses the ability to purchase or refinance a home with major benefits.
No Limit Other Than That of Your Eligibility
As of January 1st, 2020, the VA has changed its loan limit to NO LIMIT! With full entitlement intact, lenders will have different requirements on their loan limits based on your FICO score. At Shining Star Funding, our minimum credit score is just 640 if your loan amount is below the county loan limit. Anything over that is on a case-by-case basis.
Veterans, active-duty service members, and surviving spouses may qualify for a VA loan if they have satisfactory credit, adequate income, and a valid Certificate of Eligibility.
We’ve got you covered! Explore away with our tools and resources…but know we’re here for you whenever you’re ready to chat.
6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020
Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.