- BUY A HOME
- LOAN OPTIONS
- REFINANCE A HOME
- BUILD A HOME
- VA LOANS
- REVERSE MORTGAGE
- CONNECT WITH AN EXPERT
A loan officer will help you figure out your budget. They will ask you for documents, pull your credit, go over your financial qualifications, and talk about loan options.
We offer a Two-time Close Construction Loan. This means that you’ll have one loan to pay for the construction, then as construction nears completion, you’ll get a second loan to pay off the construction loan and become your permanent financing.
The payments on the construction loan are interest only, and you can choose to make monthly payments or build them into your loan. Your permanent financing is a traditional loan, where you make principal and interest payments monthly just like any other mortgage.
UP TO 90% FINANCING
BUILD BEFORE YOU SELL
LOAN BASED ON APPRAISAL
LOCK-IN YOUR RATE
ONE YEAR TO BUILD
We’ve got you covered! Explore away with our tools and resources…but know we’re here for you whenever you’re ready to chat.
6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020
Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.