Terms of Use


BY ACCESSING THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THE TERMS BELOW. BY ACCEPTING THESE TERMS, YOU AGREE THAT THESE TERMS FORM A BINDING CONTRACT BETWEEN YOU AMERICAN PACIFIC MORTGAGE AND SHINING STAR FUNDING (Brand Name) collectively referred to as (“APM”).

The Terms of Use (“Terms”) contained on this page govern your access to and use of this website, including any content, services, or other functionality (“Services”) offered on Shining Star Funding website. APM reserves the right to modify these Terms at any time and for any reason, with or without notice to you. Any changes to these Terms will be effective immediately upon posting to this Terms of Use page. By continuing to use this site, you agree to be bound by the most recent Terms, regardless of whether you have been notified of any such changes. APM reserves the right to modify or terminate the Services and to terminate your access to the site at any time. This site is intended for users above the age of 13. You further agree not to use this site if you are under the age of 13.

  • SHINING STAR FUNDING will send you messages concerning appointments,service updates and your inquiries once you Opt-In to receive text messages.We do not send promotional or marketing messages.
  • You can cancel the SMS service at any time. Just text “STOP” to the short code. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
  • If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@shiningstarfunding.com
  • Carriers are not liable for delayed or undelivered messages.
  • As always, message and data rates may apply for any messages sent to you from us and to us from you. Message Frequency Varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
  • If you have any questions regarding privacy, please read our privacy policy here : PRIVACY POLICY

Intellectual Property

This site and its contents, functionality, and features are owned or licensed by APM and are protected by United States intellectual property laws. You may not use, reproduce, license, reverse engineer or create any derivative works, for any commercial or public purpose, unless otherwise authorized in writing by APM.

All trademarks, service marks, trade names or other related intellectual property rights in the Services belong to APM or to its licensors. You acknowledge that you have no rights or interest in and agree not to use, reproduce, or display any APM trademarks without APM’s written consent.

You may use this site and any Services for lawful purposes only. You agree that you will not use the site or Services in any way that violates any applicable local, state, or federal laws or regulations.

Cookies

Your use of this site and/or Services is subject to the APM Privacy Policy. By accessing or using this site or Services, you acknowledge and agree that APM may collect certain and retain certain information about you or the device used to access this site. For additional information about the collection and use of personal information of California consumers, please see the CCPA Privacy Policy.

Copyright ©2025 Shining Star Funding A division of American Pacific Mortgage Corporation | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | CA-DRE #01215943 | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.|Not Available in New York