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There are several reasons to tap into the cash from your home and several ways to do it, including a cash-out refi or a line of credit. You can use the cash for a myriad of things, including home improvements, investments, education, large purchases such as a vehicle, or even your retirement fund—it’s your cash, and you can do what you like with it.
You may be wondering what home equity actually is. Equity is the difference between what your home is worth and what you owe. Your equity can increase in a few different ways:
If you have equity in your home, talk to your loan advisor to see how you can convert it into cash today.
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Calculate how much you can afford and determine what your monthly payment will be.
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Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.