Buying Your First Home Cover

Buying Your First Home is an Exciting Time

We are here to help guide you through the process

Buying a home is such a thrilling milestone. This experience is even better when you have a partner by your side. When that big day is finally here, Shining Star Funding loan advisor is that partner that will assess your home-buying goals, help you understand which loan options are available for you, and keep you in the loop through every stage of the loan process.

What you get with SSF is a trusted advisor to guide you every step of the way. They will:

  • Assess your home-buying goals
  • Provide personalized advice to meet your goals
  • Review your finances, income, and credit
  • Provide you with loan options tailored to you
  • Navigate each step of the home-buying journey
  • Work with internal SSF teams to get your loan all the way through to approval, closing, and keys in hand

Shining Star Funding will be there through it all, leaving you with ample time to find your dream home as we guide you to a successful, speedy, and hassle-free closing.

Learn More About Credit

Credit is a key factor in buying your first home. Explore information about how credit works, how to improve it, and what the numbers mean.

VA Loans for First-Time Buyers

If you are a military Veteran, active-duty service member, or other qualifying VA benefit recipient, be sure to find out how using a VA Loan to buy your first home can be even easier.

Find Out How Much You Can Afford

Our affordability calculator allows you to find your payment sweet spot based on your income, down payment, and loan scenarios.

We're Here To Help

We’re always happy to chat, but sometimes you need to do things at your own pace. Our tools and resources are available whenever you need them.

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6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020

Copyright ©2024 Shining Star Funding A division of American Pacific Mortgage Corporation | NMLS ID # 1850 ( | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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