Welcome to Your Home Sweet Second Home

Welcome to Your Home Sweet Second Home​

Second Home Cover

But first, a few questions to ponder:

Will you rent your second home when it’s not being used?

If you’re planning to rent out your new home on a regular basis, a lender may view this as an investment property rather than a second home. Lending requirements are often different for investment properties, which is why it’s important to discuss your specific goals with your loan advisor.

How far is it from your primary home?

Vacation and second homes have unique lending stipulations, including how far away they can be from your primary residence. With different loan options and requirements for second homes, an Shining Star Funding loan advisor can help guide you to the right loan program for the specific property you’re considering, wherever that may be. 

A Second Home...We'll Second That!

A Second Home...We'll Second That!

Keep the vacation going all year long when you purchase a second home.

We’re here to support all your home-buying dreams. A lakefront bungalow, a cabin near your favorite ski slopes, a desert getaway, a condo in Hawaii. If it sounds good to you, it sounds good to us.

Your second home is a special place that requires special home financing. Shining Star Funding can provide you with a vast selection of loan programs to help get you there. An Shining Star Funding loan advisor will help you determine affordability and guide you through all the lending requirements for your new home.

Looking for some basics on how financing works? Take a look at our video for a quick hit of information.

Play Video

We're Here To Help

We’re always happy to chat, but sometimes you need to do things at your own pace. Our tools and resources are available whenever you need them.

Shining Star Funding Logo

6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020

Copyright ©2024 Shining Star Funding A division of American Pacific Mortgage Corporation | NMLS ID # 1850 ( | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

Privacy Policy | Legal/Licensing | Accessibility Statement | Term of Use | NMLS Consumer Access Equal Housing Opportunity