Consolidate Debt Cover

Consolidate Your Debt to Reach Your Financial Goals

Consolidate Your Debt to Reach Your Financial Goals

A debt consolidation refinance can be a simple way to cut interest rates and streamline your monthly payments. It’s a powerful tool you can use to meet your financial goals.

Icon - Carrot - Flat Stop that sinking feeling that comes from mounting bills or rising monthly expenses
Icon - Carrot - Flat Get out of high interest-rate charges from credit cards, student loans, and other debt 
Icon - Carrot - Flat Amortize those payments over a 30-year term or the term of your new mortgage

Consolidating your debt by refinancing allows you to combine existing debt with your mortgage—typically at a much lower overall interest rate. The result is a single interest rate and single monthly payment. Many people also find that they pay less each month by consolidating their debt compared to paying each bill separately.*


*Consolidating credit debt or multiple loans may not reduce or pay off debt faster and may increase the total amount of debt. Examine all rates, terms, and fee options carefully.

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Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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