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VA PURCHASE

Buying a Home With a VA Loan

Buying a Home With a VA Loan

We’ve helped thousands of Veterans and their families achieve homeownership using the VA home loan. 

Did you know just a small fraction of our military has used their VA home loan benefit? There are some Veterans who don’t even know it exists. The VA home loan benefit is one of the most powerful loan products available, and it has significant financial benefits. With competitive interest rates and no down payment or private mortgage insurance needed, the VA loan is a product that our service members can leverage to their advantage.

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Benefits of a VA Home Loan

VA Downpayment Image

DOWN PAYMENT

No down payment required on most VA purchases

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COST SAVINGS

Lower fees and no monthly mortgage insurance

VA Loan Limits

LOAN LIMITS

Only limitation is your entitlement

VA Flexible

FLEXIBLE GUIDELINES

Easier qualifying than many other programs

Benefits of a VA Home Loan

DOWN PAYMENT

No down payment required on most VA purchases

COST SAVINGS

Lower fees and no monthly mortgage insurance

LOAN LIMITS

Only limitation is your entitlement

FLEXIBLE GUIDELINES

Easier qualifying than many other programs

Find Out What You Can Afford

Find Out What You Can Afford

Our user-friendly calculators can help you compare payments and purchase prices to determine how much home you can afford.

We're Here To Help

We have tools and resources to help you start or continue your investment journey.

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6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020

Copyright ©2025 Shining Star Funding A division of American Pacific Mortgage Corporation | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | CA-DRE #01215943 | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.|Not Available in New York

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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