Buying a Home With a VA Loan

We’ve helped thousands of Veterans and their families achieve homeownership using the VA home loan. 

Did you know just a small fraction of our military has used their VA home loan benefit? There are some Veterans who don’t even know it exists. The VA home loan benefit is one of the most powerful loan products available, and it has significant financial benefits. With competitive interest rates and no down payment or private mortgage insurance needed, the VA loan is a product that our service members can leverage to their advantage.

Benefits of a VA Home Loan


No down payment required on most VA purchases


Lower fees and no monthly mortgage insurance


Only limitation is your entitlement


Easier qualifying than many other programs

Find Out What You Can Afford

Our user-friendly calculators can help you compare payments and purchase prices to determine how much home you can afford.

We're Here To Help

We have tools and resources to help you start or continue your investment journey.

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Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 ( | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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