Home Loans

Loan Programs


Standard fixed-rate mortgages


Loans over the conventional loan limit


Low down payment and lower credit requirements


For Veterans and their families


Loans in rural areas with no down payment required


Out-of-the-box solutions


For building or renovating your dream home


Loans that pay you over time

Our Loan Process

To others, it’s just a loan process. To us, it’s an opportunity to show how seamless the home-buying experience can be.

We're Here To Help

We’re always happy to chat, but sometimes you need to do things at your own pace. Our tools and resources are available whenever you need them.

We’re Mobile

The Shining Star Funding Mobile app streamlines the loan application process for you.

Never miss a beat with real-time updates, educational information, and easy communication tools to ensure the application process runs as smoothly as possible.

Read All About It

Explore our library of articles, insights, and tips.

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6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020

Copyright ©2023 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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