Shining Star Funding Blog

Am I Financially Ready,Credit Repair,First Time Buyer,Homebuyer Resources,Understand Your Credit

Fannie and Freddie allow Vantage Score 4

Summary: The provided texts announce a significant shift in the U.S. mortgage market, as the Federal Housing...

1099 Receipts,Alt Doc Loans,Business Statements Only,DSCR Loans,EAD Card Holders,Foreign Nationals,ITIN Borrowers,Personal Statements Only

Understanding Non-Qualified Mortgages

Summary: These sources collectively describe Non-Qualified Mortgages (Non-QM loans), a type of home financing for borrowers who...

Consolidation Case Study,Debt Consolidation,Home Equity,Payment Vs Rate,Refinance Reasons,Refinancing,Zero Cost

Refinancing Mortgage to Consolidate Credit Card Debt

Summary: These sources discuss the concept of refinancing a mortgage, particularly focusing on cash-out refinances. One source provides...

CalHFA MyHome,Case Study Example,Down Payment Assistance,FHA &VA,First Time Buyer,For Conv,Loan Limits

First-Time Homebuyer Assistance Program Details

Summary: These sources introduce the CalHFA MyHome Down Payment Assistance program, detailing its features like offering up...

Economic Forecast,Economic Indicators and Housing Market,GDP,Home Prices,Housing Market,Inflation Data,Mortgage Rates,Tariffs

April 2025 Economic Outlook

Summary: These articles provide a snapshot of the United States economic outlook in April and early May of...

Alt Doc Loans,Dream For All,EAD Card Holders,FAQ’s,ITIN Borrowers,Maximum Loan,Refinancing

Shining Star Funding: Home Loan Options

Summary: The source provides a comprehensive overview of mortgage and loan options available through Shining Star Funding. It...

Economic Indicators,Economic Indicators and Housing Market,Housing Market,Mortgage Rates,Real Estate Trends,Tariffs

Tariffs’ Impact on the Housing Market

Summary: These sources collectively explore the impact of tariffs on the housing market, highlighting several key areas...

Consumer Confidence,Economic Forecast,Economic Indicators and Housing Market,Employment Data,GDP,Home Prices,Housing Market,Inflation Data

March 2025 Economic and Housing Forecast

Summary: These documents present Fannie Mae’s March 2025 economic and housing forecast. The forecast projects a slight decrease...

Conventional Loans,Down Payment Assistance,FHA &VA,For Conv,Top lender

Shining Star Funding: Loan and Mortgage Options

Summary: One source introduces a program called “Buy Before You Sell” that aids homeowners in purchasing a new...

CMG Mortgage, Inc. dba Shining Star Funding, NMLS ID# 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing