Shining Star Funding Logo
Maximum Amount
Loan Programs
More Info

3% of Purchase Price
COVERAGE: California

Homeownership Council of America (HCA) Equity DPA Program

3% of Total Loan Amount
COVERAGE: California

California Housing Finance Agency (CalHFA) CalPLUS Conventional with Zero Interest Program (ZIP)

3% of Purchase Price
COVERAGE: California

California Housing Finance Agency (CalHFA) CalPLUS FHA with Zero Interest Program (ZIP)

20% of Purchase Price
COVERAGE: California

California Housing Finance Agency (CalHFA) Dream For All Shared Appreciation Loan

10% of Purchase Price
COVERAGE: California

California Housing Finance Agency (CalHFA) Forgivable Equity Builder Loan

3.5% of Purchase Price
COVERAGE: California

California Housing Finance Agency (CalHFA) MyHome Assistance Program

5% of Purchase Price
COVERAGE: California

CBC Mortgage Chenoa Fund - FHA Forgivable DPA

5% of Purchase Price
COVERAGE: California

CBC Mortgage Chenoa Fund - FHA Repayable DPA

7% of Total Loan Amount
COVERAGE: California

Golden State Finance Authority (GSFA) OpenDoors Program - FHA, VA, USDA Temporarily Suspended

7% of Total Loan Amount
COVERAGE: California

Golden State Finance Authority (GSFA) OpenDoors Program - HFA Advantage Temporarily Suspended

5.5% of Total Loan Amount
COVERAGE: California

Golden State Finance Authority (GSFA) Platinum Assist To Own - Conventional

5% of Total Loan Amount
COVERAGE: California

Golden State Finance Authority (GSFA) Platinum Down Payment Assistance Program - FHA/VA/USDA

5% of Total Loan Amount
COVERAGE: California

Golden State Finance Authority (GSFA) Platinum Down Payment Assistance Program - HFA Advantage

$10,000
COVERAGE: Southern California

C.A.R.'s Housing Affordability Fund (HAF) Pathway's To Homeownership Closing Cost Assistance Grant Program Southern California

$10,000
COVERAGE: Northern California

C.A.R's Housing Affordability Fund (HAF) Pathway's To Homeownership Closing Cost Assistance Grant Program Northern California

$20,000
COVERAGE: Contra Costa & Alameda

Black Wealth Builders Fund First Time Homebuyer Assistance Program

$25,000
COVERAGE: Greater Bay Area

San Francisco Bay Area NeighborhoodLIFT Down Payment Assistance Program

$2,000
COUNTY: Madera

Community Housing Council (CHC) of Fresno First-Time Home Ownership Grant Program

$38,000
COUNTY: Contra Costa

Contra Costa County CalHome Down Payment Assistance Loan Program

$60,000
COUNTY: Imperial

County of Imperial First-Time Homebuyer Program (HOME) OUT OF FUNDS

Up to $100,000 (50% of Total Loan Amount)
COUNTY: Merced

County of Merced Homebuyer Assistance Program

Up to $100,130 (17% of Purchase Price)
COUNTY: San Diego

County of San Diego Downpayment and Closing Cost Assistance (DCCA) CalHome Program

$105,000
COUNTY: San Mateo

County of San Mateo Employee Down Payment Assistance Program

$56,400
COUNTY: Santa Cruz

County of Santa Cruz CalHome Mortgage Assistance Program OUT OF FUNDS

Up to $265,228 for 3BR home. Less for 1 BR and 2 BR homes
COUNTY: Santa Cruz

County of Santa Cruz First Time Home Buyer (HOME) Program OUT OF FUNDS

$100,000
COUNTY: El Dorado

El Dorado County First Time Homebuyer Loan Program Waitlist

$20,000
COUNTY: Butte

Enterprise Rancheria Indian Housing Authority Down Payment Assistance Program

Up to $63,200 (20% of Purchase Price)
COUNTY: Fresno

Fresno County Homebuyer Assistance Program (HAP)

$5,000
COUNTY: Santa Barbara

Housing Trust Fund of Santa Barbara County North County Workforce Closing Cost Grant

Up to $100,000 (20% of Purchase Price)
COUNTY: Santa Barbara

Housing Trust Fund of Santa Barbara County North County Workforce Homebuyer Down Payment Loan Program

Up to $115,500 (16.5% of Purchase Price)
COUNTY: Santa Barbara

Housing Trust Fund of Santa Barbara County Workforce Homebuyer Down Payment Loan Program - South Coast

Up to $80,000 (10% of Purchase Price)
COUNTY: Santa Clara

Housing Trust of Silicon Valley Homebuyer Empowerment Loan Program (H.E.L.P.)

30% of Purchase Price
COUNTY: Santa Clara

Housing Trust of Silicon Valley Santa Clara County (SCC) - Empower Homebuyers SCC Program

No more than fifty percent (50%) of the acquisition cost (purchase price plus all closing costs)
COUNTY: Lake

Kings County Homebuyer and Acquisition Program Waitlist

$40,000
COUNTY: San Diego

LISC San Diego Black Homebuyers Program (SDBHP)

Up to $85,000 (20% of Purchase Price)
COUNTY: Los Angeles

Los Angeles County Development Authority (LACDA) Home Ownership Program (HOP)

$56,560
COUNTY: Mono

Mammoth Lakes Housing, Inc. Manufactured Home Mortgage Assistance Program (CalHOME)

Up to 2.0% of purchase price for down payment assistance.
COUNTY: Merced

MCAR Charitable Foundation Housing Affordability Fund Downpayment Assistance Program

$200,000
COUNTY: Mono

Mono County Down Payment Assistance Program (HOME) Temporarily Suspended

$55,000
COUNTY: Los Angeles

Montebello Housing Development Corporation (MHDC) CalHome Second Mortgage Loan Program

Up to $109,200 (20% of Purchase Price)
COUNTY: Monterey

Monterey County First Time Homebuyers Down Payment Assistance Program Temporarily Suspended

$55,000
COUNTY: Riverside

Neighborhood Housing Services of the Inland Empire (NHSIE) CalHOME Mortgage Assistance Loan

$10,000
COUNTY: Riverside

Neighborhood Housing Services of the Inland Empire (NHSIE) SOAR Program Conventional Loans

$10,000
COUNTY: Riverside

Neighborhood Housing Services of the Inland Empire (NHSIE) SOAR Program FHA Loans

Up to $100,000 (40% of Purchase Price)
COUNTY: Riverside

Neighborhood Partnership Housing Services (NPHS) Cal Home Down Payment Assistance Program

Up to $100,000 (40% of Purchase Price)
COUNTY: San Bernardino

Neighborhood Partnership Housing Services (NPHS) Cal Home Down Payment Assistance Program

$50,000
COUNTY: Riverside

Neighborhood Partnership Housing Services (NPHS) Opportunity Down Payment and Closing Cost Assistance Program

Up to $27,825 (3.5% of Purchase Price)
COUNTY: Orange

NeighborWorks of Orange County CalHome - My Home Program

$13,475
COUNTY: Los Angeles

NeighborWorks of Orange County Daisy Down Payment Assistance Program

$13,475
COUNTY: Orange

NeighborWorks of Orange County Daisy Down Payment Assistance Program

$100,000
COUNTY: Sacramento

NeighborWorks Sacramento CalHOME Mortgage Assistance Program Temporarily Suspended

$15,000
COUNTY: Placer

NeighborWorks Sacramento Home Purchase Advantage Loan (PAL) OUT OF FUNDS

$15,000
COUNTY: Sacramento

NeighborWorks Sacramento Home Purchase Advantage Loan (PAL) OUT OF FUNDS

$15,000
COUNTY: San Joaquin

NeighborWorks Sacramento Home Purchase Advantage Loan (PAL) OUT OF FUNDS

$15,000
COUNTY: Colusa

NeighborWorks Sacramento Home Purchase Advantage Loan (PAL)

Up to $212,850 (45% of Purchase Price)
COUNTY: Nevada

Nevada County Down Payment Assistance Program Temporarily Suspended

$80,000
COUNTY: Orange

Orange County Mortgage Assistance Program (MAP)

Up to $100,000 (40% of Purchase Price)
COUNTY: Placer

Placer County First Time Homebuyer Program (HOME) Temporarily Suspended

$100,000
COUNTY: Placer

Placer County Martis Fund Homebuyer Assistance Program

Up to $75,000 (20% of Purchase Price)
COUNTY: Riverside

Riverside County First Time Home Buyer Down Payment Assistance HOME Program

Up to $100,000 (20% of Purchase Price)
COUNTY: Riverside

Riverside County Permanent Local Housing Allocation (PLHA) First Time Home Buyer (FTHB) Program

Up to $95,901 (15% of Purchase Price)
COUNTY: San Francisco

San Francisco BMR Down Payment Assistance Loan Program (BMR DALP)

$375,000
COUNTY: San Francisco

San Francisco City Second Loan Program

$375,000
COUNTY: San Francisco

San Francisco Down Payment Assistance Loan Program (DALP)

Up to $40,000 (20% of Purchase Price)
COUNTY: San Joaquin

San Joaquin County Gap Loan Program

$182,025
COUNTY: San Mateo

San Mateo County Opening Doors Homebuyers Assistance Loan Program (HEART)

$2,500
COUNTY: Santa Cruz

Santa Cruz Association of Realtor's Housing Foundation (SCAOR) Closing Cost Grant Program

Up to $124,000 (40% of Purchase Price)
COUNTY: Shasta

Shasta County Down Payment Assistance Program (DAP)

$50,000
COUNTY: Sonoma

Sonoma County First Time Home Buyer Program

$20,000
COUNTY: Ventura

Ventura County CalHome Deferred Loan Down Payment Assistance Program

$20,000
COUNTY: Santa Barbara

Ventura County CalHome Deferred Loan Down Payment Assistance Program
Shining Star Funding Logo

6101 Bollinger Canyon Rd #344, San Ramon, CA 94583
Toll Free Call : (866) 280-0020

Copyright ©2024 Shining Star Funding A division of American Pacific Mortgage Corporation | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344, San Ramon, CA 94583 Phone (925) 820-2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

Privacy Policy | Legal/Licensing | Accessibility Statement | Term of Use | NMLS Consumer Access Equal Housing Opportunity