Housing Trust of Silicon Valley Santa Clara County (SCC) - Empower Homebuyers SCC Program

Maximum Amount

30% of Purchase Price


  • 0% interest rate.
  • Deferred loan.
  • Assistance of up to 30% of the home’s price for down payment and closing costs.
  • Buyers up to 120% AMI are eligible
  • No maximum purchase price cap.

Participating Lenders

Housing Trust works with all approved California-licensed lenders.

Approved Education Providers

All borrowers (including non-borrowing spouses) must attend a HUD-certified Homebuyer Education through an in-person or online class from a designated agency.


Program Provider Contact

Program administered by the Housing Trust of Silicon Valley
Please call (408) 703-3837 ext. 301, or email
empowerhomebuyersscc@housingtrustsv.org, or homebuyer@housingtrustsv.org