Golden State Finance Authority (GSFA) OpenDoors Program - HFA Advantage

Temporarily Suspended

Maximum Amount

7% of Total Loan Amount


  • Financial assistance up to 7%, to use for down payment and/or closing costs.
  • Homebuyer doesn’t have to be a first-time homebuyer to qualify.
  • No sales price limits.
  • Max Loan limit – $726,200.
  • May have ownership in other properties at time of closing, per agency guidelines.
  • Charter (reduced) MI Coverage on conventional financing that has income less than equal to 80% Area Median Income (AMI).
  • GSFA doesn’t underwrite the loan.

Participating Lenders

Approved Education Providers

Approved homebuyer education/counseling required if all borrowers are first
time homebuyers. (Please refer to loan agency for specific requirements.)

Program Provider Contact

Toll-free (855) 740-8422