Golden State Finance Authority (GSFA) OpenDoors Program - FHA, VA, USDA

Temporarily Suspended

Maximum Amount

7% of Total Loan Amount


  • Up to 7% financial assistance for down payment and closing costs.
  • Homebuyer doesn’t have to be a first-time homebuyer to qualify.
  • Borrowers may have ownership in other property at time of closing, per agency guidelines.
  • No GSFA income limits but need to show financial ability to repay the mortgage.
  • Manual Underwriting is permitted. Each borrower must have at minimum one credit score.
  • GSFA doesn’t underwrite the loan.
  • Max Loan Amount: $726,200 (not effective for FHA until case numbers assigned 1/1/23

Participating Lenders

Approved Education Providers

Please refer to loan agency for specific requirements

Program Provider Contact

Program Provider Contact
Toll-free (855) 740-8422