California Housing Finance Agency (CalHFA) MyHome Assistance Program

Maximum Amount

3.5% of Purchase Price


  • Deferred, low interest rate loan that can be used for down payment assistance and closing costs.
  • Can be combined with an MCC, however, MCC cannot be used to credit qualify.
  • Borrowers who own or have owned rental properties may be a first-time homebuy they can document that they have not occupied any of the rental properties as the principal residence at any time within the past three years.

Participating Lenders

Approved Education Providers

  • Homebuyer education and counseling is required for one occupying first-time homebuyer.
  • Certificates are good for one-year.
  • In-Person or Virtual Homebuyer Education through NeighborWorks America or through one of the HUD approved Housing Counseling Agencies

Program Provider Contact

Single Family Lending
p: 916.326.8033

Customer Service / Loan Production /Lender Training
p: 916.326.8033

Secondary Marketing
p: 916.326.8824

Mortgage Access System (MAS)