Home Financing & Homeownership Resource Center

Expert guides, practical tips, and valuable insights to help you buy, refinance, and make the most of your home.

Navigate each stage of the homebuying journey with expert insights, from mortgage pre-approval to closing on your dream home.

Discover essential tips, programs, and strategies designed to help first-time homebuyers purchase with confidence.

Make your move smoother and less stressful with practical advice on planning, packing, and settling into your new home.

Learn how to strengthen your finances, improve your credit, and get mortgage-ready before starting your home search.

Explore valuable resources to help you maintain, protect, and maximize the value of your home for years to come.

Understand the refinancing process, potential benefits, and key considerations to determine if refinancing is right for you.

Compare different refinancing options and find the loan solution that best aligns with your financial goals.

Learn how home equity works and discover ways to leverage it to achieve financial flexibility and long-term wealth.

Explore how consolidating debt through your mortgage or home equity can simplify payments and potentially reduce costs.

Featured resources

What Is a Mortgage
what is a mortgage banker
what is a mortgage interest rate 1
what is a mortgage lien 1
What is a Mortgage Note
What Is a Multifamily Home
what is a no doc heloc or home equity loan 1
what is a patio home
What is a Prefab Home
what is a Probate Sale
what is a pud
what is a punch list
What is a Ranch Home
What Is a Real Estate Broker
what is a realtor 1
What Is a Second Mortgage
what is a sellers agent
What is a Short Sale
apr and interest rate 1
what is a spec house
what is a special assessment
What Is a Split Level House
how are mortgage rates determined 1
what is a variance 1
What Is a Victorian Style House
What Is A Warranty Deed
What is an ADU
what is an apartment
What is an Assumable Mortgage
interest only heloc 1
What Is An Interest Only Mortgage
what is an investment property
what is an open house
What is Co op
What Is Collateral
how are mortgage rates determined 1
What Is Down Payment
What is Escrow
what is exclusive agency
The Two Flavors of Fee Simple: Absolute vs. Defeasible​
what is fee simple defeasible
what is home equity 1
how are mortgage rates determined 1
what is hud home
what is latent defect
what is loan to value ratio ltv 1
what is manual underwriting and how does it work 1
what is mortgage 1
What is Escrow
What Is Mortgage Maturity Date
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Get approved to buy a home

Tell us what you need. We are direct mortgage lender.

Shining Star Funding

527 Sycamore Valley Rd W, Danville, CA 94526
Toll Free Call : (866) 280-0020

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

Privacy Policy | Accessibility Statement | Term of Use | NMLS Consumer Access 

CMG Mortgage, Inc. dba Shining Star Funding, NMLS ID# 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing