Renovation Loans
We offer loans for fixer properties. We fund the purchase and the rehab cost of the property.
You can live in it, flip it or rent it out. The loans are available to purchase new and refinance existing properties. Remodel bathrooms and kitchens. Renovate your home. Add square footage for rooms or bathrooms. Add accessory dwelling units. The program covers owner occupied, second home and investment properties. One to four units, townhouses and condos are eligible. This allows you to build instant equity by buying below market and making additions. Rental properties and ADU’s provide a permanent income stream.
Shining Star Funding will be there through it all, leaving you with ample time to find your dream home as we guide you to a successful, speedy, and hassle-free closing.
We want to be part of your Journey!
We believe finding the perfect home is a life-changing experience, not just a transaction. Whether you’re upsizing, downsizing, or starting fresh, we’re here to guide you with trust, care, and expertise every step of the way.
Homebuyer Resources
Buying a home is a journey—and you don’t have to go it alone. Our Homebuyer Resources hub offers everything you need to make well-informed decisions at every stage: from credit tips and budgeting tools, to down payment strategies and mortgage comparisons. Available 24/7 to you.
Mortgage Rate
Understanding current mortgage rates is essential for anyone planning to buy or refinance a home. Watch our short video below to learn more about the current mortgage rates —see what rate you might qualify for, what your monthly payments could look like, and how even small changes in rate can impact your budget.
Increase Your Conversions
Can your prospects benefit with homebuyer education? Can you benefit with better conversion ratio for your prospects? Watch a quick video of how we can help.
Get Fully Underwritten Before Your Offers
We ALL want a competitive edge. Our clients DESERVE a competitive edge. This is where Fully Underwritten Approvals play a valuable role.The underwriter has reviewed income, assets and liabilities to render a full approval for the borrower, even before the borrower has identified a property to purchase.
FHA Loans
An FHA (Federal Housing Administration) loan is a government-insured mortgage that helps make homeownership more accessible—especially for first-time buyers
Affordable access to homeownership via low down payment and flexible credit thresholds.
A convenient pathway to combine purchase and renovations through the FHA 203(k) loan.
Quicker loan processing thanks to direct lending and in-house underwriting.
Valuable financial support using down payment assistance programs—potentially covering up to 6% of costs.
We're Here To Help
We’re always happy to chat, but sometimes you need to do things at your own pace. Our tools and resources are available whenever you need them.
527 Sycamore Valley Rd W, Danville, CA 94526
Toll Free Call : (866) 280-0020
For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.
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CMG Mortgage, Inc. dba Shining Star Funding, NMLS ID# 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing