San Francisco City Second Loan Program

Please note: Program limited to specific developments as defined by City/ County of San Francisco.

Maximum Amount



  • Up to $375,000 in a deferred shared equity loan.
  • Zero interest rate
  • Income limit of up 143% Area Median Income (AMI)
  • No fee to apply for City Second Listings, which uses a pre-approval application.

Participating Lenders

Approved Education Providers