Golden State Finance Authority (GSFA) Platinum Assist To Own - Conventional

Maximum Amount

5.5% of Total Loan Amount


  • Financial assistance up to 5.50%, to use for down payment and/or closing costs.
  • 3.5% second mortgage with an optional up to 2% of gift funds.
  • Homebuyer doesn’t have to be a first-time homebuyer to qualify.
  • Flexible income limits (low-to-moderate income).
  • Charter (reduced) MI Coverage levels when borrower income is less than or equal 80% Area Median Income (AMI).
  • GSFA doesn’t underwrite the loan.
  • No sales price limits.
  • Max Loan limit – $726,200

Participating Lenders

Approved Education Providers

Approved homebuyer education/counseling required if ALL borrowers are first time homebuyers. (Please refer to loan agency for specific requirements.)

Program Provider Contact

Program Provider Contact
Toll-free (855) 740-8422