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Get Pre-Qualified

  No documents required  No impact on your credit score

Buy A Home

Increase the odds of getting your offer accepted.

  • We pre-underwrite you to clear the way for an easy close
  • We make sure you stand out against other offers
  • We call the listing agent to brag about you

Close On-Time Guarantee*

Take comfort that we will stand
by our word and close on time.

Our Close On-Time Guarantee* helps get your offer accepted in hyper-competitive housing markets. If we don’t close on time, we will make it up to both you & the seller.

*Terms & Conditions Apply

Refinance Your Home

Refinancing has never been so easy.

  • Refinance with no out-of-pocket costs!
  • We provide you with a free Home Value Estimate
  • Our experts will perform a complete Refi Analysis to optimize your savings

Low Rates

We monitor our competitors to guarantee
our rates are always among the lowest.

Already have a Loan Estimate? We’d be happy to take a look to see if we can match it or offer you better terms.


Use our Rate Comparison Tool to help you analyze all your options.


We have low rates for every loan type. Our best rates are posted daily here.

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6101 Bollinger Canyon Rd #344 San Ramon Ca 94583
Toll Free Call : 866 280 0020

Copyright ©2022 Shining Star Funding A division of American Pacific Mortgage LLC | NMLS ID # 1850 (www.nmlsconsumeraccess.org) | 6101 Bollinger Canyon Rd #344 San Ramon Ca 94583 Phone 925 820 2981 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Interactive calculators are self-help tools. Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Shining Star Funding is not responsible for any errors, omissions, or misrepresentations. This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Shining Star Funding does not guarantee any of the information obtained by this calculator.

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