Finding The Right Loan

Determining which loan product is best suited for your situation can be a real hassle. Not only are there many different types of loans, but you should also be comparing rates and requirements from different lenders. Shining Star Funding simplifies the process by providing you with all of the information you need to make an informed decision. Whether you’re a first-time homebuyer or a veteran real estate investor, Peak Mortgage can help with a wide variety of loan products.

FHA Loan

Do you have limited savings for a down payment? This loan features low down payments and flexible requirements for income, debt, and credit scores.

Adjustable Rate Loan

Not sure how long you want to stay in your new home? This loan might help you save in the short-term and provide more flexibility to move in a couple a years.

FHA 203(K) Rehab Loan

Wanting to buy a “fixer upper” property? This might be the loan for you. Not only do these loans finance the home but the home improvement costs as well.

Fix & Flip Loan

Qualified borrowers can obtain a line of credit of up to $10MM to buy and renovate existing property.

Jumbo Loan

Need a loan for a larger amount? Then Jumbo Loans might be your best bet. Includes adjustable rate, fixed rate, and interest-only options

New Construction Loan

Are you an investor or builder? This loan may give you the financing you need to start new construction and acquire land.

Reverse Mortgage

Are you 62 or older and looking to turn your home’s equity into cash? Learn how a reverse mortgage may help.


For borrowers looking to purchase a home in designated USDA rural areas. This loan type offers options for no down payment and no closing costs.

VA Loan

This type of loan may help qualified active duty service members, reservists, veterans, and their spouses get the home of their dreams with zero down payment requirements.

Fixed Rate Loan

Fixed rate loans allow borrowers to easily predict monthly payments and protect them from rising rates. Don’t like surprises? This home loan may be for you.

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