This product is for purchasing primary residences.

This makes purchases,

  • More affordable to Buyers, in neighborhoods they want to live in,
  • Fixing, improving or adding space builds immediate equity,
  • The lower acquisition cost ends up in lower mortgage payments making the deal affordable


  • Buy Low priced properties and  improve or Add Space
  • Conventional Loan
  • 620+ fico
  • Loan is for Purchase and Improvements or Addition
  • Primary 1 unit to 97%, 2 unit to 85%, 3-4 units to 75%
  • Second Home 1 unit to 90%

We will extend a Loan and will provide the funds to Upgrade and/or add space.

  • Streamline the process, closing occurs first, and then repairs are done after closing.
  • Buy a home in a neighborhood that is not ordinarily affordable by purchasing a fixer-upper.
  • Include all the upgrades, repairs, space addition cost in one loan.
  • Purchase a primary residence home with up to 3% percent down payment based on purchase price and upgrade/add space cost
  • Improvements can be room addition, carpeting, landscaping, plumbing, roofing or new kitchen bathrooms