Homebuyers with little money for a down payment are finding more home loans available for a low down payment or even no down payment loan. We offer FHA and VA loans with no down payment. FHA Loans First Loan is upto 96.5% with mortgage insurance An additional up to 4% is available as a down payment Read More ...
Shining Star Funding is a full service mortgage banker, offering a diverse portfolio of home loan products. We have the resources to expand our product offering and develop new services for our customers and partners. Our knowledgeable and seasoned mortgage specialists are committed to delivering an innovative, high-touch, high-tech lending experience for consumers, brokers, and our industry partners across the country.
At Shining Star Funding, we do everything we can to put more knowledge, initiative, and power back into the borrower’s hands – where it belongs.
Shining Star Funding is a Division of Finance Of America Mortgage LLC
With over 3, 500 Employees, we have funded more than $12 Billlion in volume
and originated in excess of 45,000 loans in 2015. With market presence in West and East Coast
We are Top Rated Mortgage Lender – 5 Years in a Row
Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership.
Our Four Core Values
Our Other Accomplishments
- Freddie Mac & Ginnie Mae Approved
- We are a top 5 lender in many of our markets according to stats from DataQuick
- FNMA approved seller/ servicer-allowing us to offer our FNMA direct product
- We win awards in several of our regions! Voted anonymously by our own employees and clients
So what’s the difference between Shining Star Funding Vs the Banks?
Bank have internal overlays [DTI, Collateral and Credit] creating a wall that some borrowers cannot cross
We have special loan products mirrored to
- Fannie Mae
- Freddie Mac
- Ginnie Mae
We dedicate ourselves everyday to helping our customers obtain a home mortgage loan. Our committed team works tirelessly to provide the good old fashioned personal touch that allows our customers to feel more in control, have a better sense of clarity and feel completely connected and cared for. We are about CONSTANT PROGRESS. CONSTANT SUPPORT.